Kiio’s Story

In the rural areas of Kenya, men do not have a good reputation as many move to cities to find work, spend most of their pay and send little or nothing back to their families. Others go so far as to marry other women and have a second family in the city. With experience, Fadhili has found the savings groups …

Josephine’s Story

Josephine Kasipa is the chairperson of the Kiuani Village Savings and Loan (VSL) group. Kiuani means Fruit of the Tree because there is a large tree bearing lots of fruit on the property where the group meets. The tree could be a metaphor for the productivity of the group. While only in its second year, the group’s members are able …

Jen’s Story

Jen Kyele is a young mother. Before she joined the Village Savings and Loan (VSL) group she didn’t know how to save money for school fees for her children. She had to knock on doors of her neighbours and family members in order for her children to attend school. Jen felt shame and embarrassment when she had to do this. …